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Money Free app for iPhone and iPad


4.2 ( 752 ratings )
Business Finance
Developer: iBear LLC
Free
Current version: 6.6.9, last update: 8 years ago
First release : 08 Apr 2011
App size: 30.22 Mb

Manage your personal finances in the most comprehensive manner with Money. Track all your accounts, organize bills, budget your income and expenses, and keep full control over your personal finances.

Featured by Apple

Over 1.5 million people all over the world manage personal finances with Money.

Customers all over the world say that Money app is the best:
"It is truly an all in one app. Bill planning, budgeting, and keeping track of transactions…and it is all synced."
"Simplicity what makes it superb!"

With Money you will:

1. BUDGET INCOME AND EXPENSES WITH EASE. Just plan your income and expenses using detailed categories and input data when you actually spend money; once you analyze the difference between real and budgeted expenditures, youll find ways to save more.

2. PAY BILLS ON TIME. A whole system of reminders and alerts showing a number of upcoming bills wont let you ever miss a bill payment.

3. TRACK EVERY ACCOUNT (credit cards, checking, savings account, etc.). It doesnt matter how many accounts you have. Download your financial data from your bank through OFX import and keep it always up-to-date with a single tap of your finger.

4. CONTROL ALL YOUR MONEY timely and totally by analyzing a number of sophisticated reports, graphs and diagrams.

5. USE ADVANTAGES OF THE INTEGRATED APPROACH. A bill paid from the bank account will automatically change the account balance and influence your budget. Using your own credit card when paying for business travel expenses you can keep separate accounting for your personal and business expenditures.

6. KEEP YOUR DATA IN SYNC on all your devices: iPhone, iPad and Mac.

Money in details:

TRANSACTIONS

- Income, Expenses, Transfers between accounts
- Bills planning
- Calendar with a view of all planned/paid/overdue expenses
- Recurring and automatic bills
- Alerts for bills, which close to due dates or overdue
- Additional fields for organizing your records including payee, description, check #, class (personal/business travel expenses)
- Attachment of receipt photos and voice comments
- Search

ACCOUNTS

- Unlimited number of accounts in one place (checking, savings, credit card, etc.)
- Import of bank statements (OFX files)
- Automatic categorization based on previous transactions
- Multiple currencies support & automatic update of exchange rates
- Accounts reconciliation (balance and cleared balance)
- Balance change history

BUDGETS

- Custom budget periodicity (weekly, biweekly, monthly, etc.)
- Recurring and non-recurring budgets (different budget amounts for every set period if needed)
- Categories & subcategories
- Multiple budgets
- Visual indicators for budget overspending
- Budget progress report
- Budget progress within each category and as a whole
- Budget trend chart in time

REPORTS

- Budgeted/Actual
- Cash flow
- Transactions
- Assets/Liabilities
- Projected balance
- Reports by accounts, classes, payees, transaction types, etc.

SYNC

- Automatic iCloud synchronization (iPad, iPhone, Mac)
- Family sync via Bluetooth (iPhone, iPad)
- Totally secure

MORE

- Retina displays support
- Print and Export to PDF, QIF, CSV formats
- Password protection
- Backups of your data
- Several financial profiles in one app (f.e. personal profile, business profile)
- Built-in calculator
- 25 languages available

QUESTIONS? PROBLEMS?

- User Guide - http://ibearmoney.com
- Feedback & Support - http://ibearmoney.com/help

Important! Free version is limited by the number of transactions. You can unlock it with the in-app purchase. Money is separately sold for iPhone, iPad and Mac.

Money will help you stay on top of ALL your money, providing a clear picture of where you are, where to go and how to save more. Start today!

Pros and cons of Money Free app for iPhone and iPad

Money Free app good for

Very good. Would be great to have a stat function like average spendings per day.
I have tried several financial applications from AppStore, and I found this is one of the most comprehensive and complete application in almost all respects. The only thing I would suggest or wish for is, slight change in multi-currency transactions (especially transfers). It would be adequate if the app lets you specify exact amount in the other currency where the money is being transferred (if the other account is of a different currency). Other than that, this is really a treat to work with. I am using this application for my business and personal use, and I am really getting full benefit of having application like this so handy, that I can plan and execute my financial plans, anytime and anywhere. I would certainly recommend this application for people who are really interested in financial organization on the go.
Excellent overall financial app, very user friendly and a clean UI .. Overall 9/10 .... would love to see more of an icon selection for the 10 !
Good graphics, easy to read. Still not exactly what I was looking for, but its a close fit.
This app is great. It does all the transactions that I want and you can even create your icons for your bills, etc.
The most perfect app there is for tracking and budgeting your expenses, would highly recommend this to anyone wanting an app like this!

Some bad moments

Easy to use app but major flaw is that it doesnt have a good system of recording the details of your payments. When you pay a bill, you can only check off a "paid" button. You cant input info on how the bill was paid, how much of it was paid and on what date. This is a major enough flaw for me that will prevent me from using this app. "paid" is not thorough enough especially when you have multiple accounts. This app will suit you well If u keep basic records and only have 1 account. I prefer the "expense lite" app and will be upgrading to the full version of that one - the $5 will be more than worth it.
In twice the time it took to set up 2 other money apps, I tried to set it to dollars from yen, but couldnt find the option. So I tried to press on and let it call my dollars yen and enter my balance... but it zeroed it every time. Useless to me...
When I always tried to keep up with my spending on paper ledgers!!! I could never find a pen!!! This is perfect! Im always on my phone!!! Now I can keep track of my spending!!!! Thanks
Good app, especially its free! I think this could be better if the planned expenses appeared in the total of the month.
Greates app ever!! Easy to use!! Very efficient!! Gets out of trouble
This app is extremely easy to use and easy to navigate! I recommend it to all people that need organization in a simple, easily to use app, right on your phone!